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How to add credit cards on iPhone using Apple Pay. 

How to add credit cards on iPhone using Apple Pay.  2

How to add credit cards on iPhone using Apple Pay. 

The advent of technology has revolutionized how businesses are done in the 21st century. In terms of making payments online or offline, the use of credit cards, debit cards among others has made payment for items or services easier and quicker. 

With payment services like Google Pay, Amazon Pay, Apple Pay among others, people can now add the details of their cards on their devices for making payment at a store, restaurant, bus or train station, and so on. 


In this post, we shall be exploring how to add your credit cards on iPhone with the use of Apple Pay. 

Credit Cards on Iphone

What is Apple Pay? 


Apple Pay is a digital payment system created by Apple Inc in 2014 which is designed to help you make fast and secure transactions online or at stores through Near Field Communication. Apple Pay comes as a replacement for credit and debit cards (including pin and chips) which are more or less the traditional method of making payments. 

It allows you to send and receive money from family and friends through Apple Pay in Messages although this is only applicable to US residents only. 

Also, Apple Pay works on all major credit and debit card providers including Mastercard, Visa, American Express as well as Apple Card.


To use Apple Pay you will need to upload their credit or debit card information to Apple Wallet and follow the various procedures before your card issuer can verify the information. 

After your details must have been verified and connected with Apple Pay on your device, you won’t need to carry your physical credit or debit card around again. 

Apple Pay works on almost all Apple devices including all the iPhones; 6, 6s, 6 Plus, 6s Plus, 7, 7 Plus, 8, 8 Plus, SE, X, XS, XS Max, XR, 11, 11 Pro, 11 Pro Max, and Apple Watch. 


How to add credit cards on iPhone using Apple Pay.  3

It is available to Apple users in the United States, the United Kingdom, Australia, Canada, Singapore, Switzerland, Hong Kong, France, Russia, China, Macau, Japan, New Zealand, Spain, Taiwan, Ireland, Italy, Denmark, Finland, Sweden, UAE, Brazil, Ukraine, Norway, Poland, Belgium, Kazakhstan, Germany, Saudi Arabia, Austria, the Czech Republic, Iceland, Hungary, Luxembourg, The Netherlands, Bulgaria, Croatia, Georgia, Cyprus, Estonia, Greece, Latvia, Liechtenstein, Lithuania, Malta, Portugal, Romania, Slovakia, Slovenia, Belarus, Serbia, Mexico, and Israel. 

How Apple Pay Works 


When you visit a store that has a point of sale terminal that supports Apple, the light of your compatible iPhone pops and it opens the Apple Pay wallet automatically where you will be able to select the credit card you want to use for the items you just purchased. 

Then you will place a registered finger with the touch ID will be placed on the home button for a short period after which the payment will be authenticated. 

Payment is confirmed via a vibration, a checkmark on the screen and a message to confirm that you just made a payment. 


In the absence of a touch ID, you can also use Face ID. Just double-click the side button then take a glance at your iPhone to verify with Face ID, or enter your passcode. 

Place your iPhone near the contactless reader till your payment is confirmed. You will see Done and a checkmark on the display which signals a successful payment 

With Apple Apple Pay, credit card number, name of cardholder, address, or any other personally identifying information, is not required which makes it more secure than conventional payment methods. 


You don’t have to go out with a credit card or confirm the authenticity of a credit card with a driver’s license or Identification card, because all of that information has already been stored on the iPhone and they are secured by several built-in security systems. 

How to add credit cards on iPhone using Apple Pay. 

Adding your credit cards on iPhone is a simple process and we have highlighted how you can get it done within a few minutes.

  • The first thing to consider is whether your iPhone or Apple device is compatible with Apple Pay. For iPhone users, all models released after SE are codon’te with Apple Pay. ,
  • You also have to ensure that the credit card you intend to add to your Apple Pay is supported by the issuer. Apple Pay works with almost all the popuSign-into in the world but some banks don’t support Apple Pay, however. 
  • Apple Pay will only work on IOS 8.1 versions and above. So you have to update your device to the latest IOS version for Apple Pay to work.
  • Sign in to your Apple ID 
  • Go to your Apple Wallet and click on the “+” sign to add your credit card information.
  • Once you successfully add all your information to the Apple Wallet, it will take some minutes for it to be verified. Once verified, you will be able to use your card for quick payments online or offline. 


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